Terms And Conditions
1. General Information

The information provided on this website is for general informational purposes only and should not be considered legal, financial, tax, or insurance advice.

Insurance coverage depends on the specific facts and circumstances of each applicant and is subject to the terms and conditions of the applicable insurance policy.

2. No Insurance Coverage Through Website Submission

Submitting a contact form, quote request, email, or other information through this website does not bind coverage or create an insurance contract.

Coverage is not effective unless and until the applicable insurance company or authorized representative has accepted the risk and coverage has been properly bound or issued.

3. Quotes Are Not Guarantees

Any quote, estimate, premium indication, or coverage information provided through this website is subject to underwriting and verification.

Actual premiums and coverage may differ based on information provided to the insurance company and its underwriting requirements.

4. Policy Controls

If information on this website conflicts with the terms of an insurance policy, endorsement, binder, or other insurance contract, the applicable insurance document controls.

5. No Guarantee of Availability

We do not guarantee that any particular insurance product, carrier, coverage, limit, deductible, or premium will be available.

Insurance companies independently determine eligibility, underwriting requirements, pricing, and whether to accept a particular risk.

6. Independent Insurance Brokerage

Serjick's Insurance is an independent insurance brokerage/producer. We may work with multiple insurance companies and insurance markets depending on the type of insurance and the characteristics of the risk.

The availability of insurance companies and products may vary.

7. Communication

Information submitted through this website may be reviewed during normal business hours. Submission of a website form does not guarantee an immediate response.

If you have an urgent insurance matter, contact us directly by telephone.

8. No Attorney-Client or Other Professional Relationship

Use of this website does not create an attorney-client, accountant-client, financial advisor-client, or other professional relationship between you and Serjick's Insurance beyond any insurance relationship that may subsequently be established.

9. Third-Party Links

Links to third-party websites are provided for convenience. Serjick's Insurance does not control or necessarily endorse the content, products, services, or privacy practices of third-party websites.

10. Website Changes

We may modify, update, suspend, or discontinue any portion of this website at any time without notice.